Transparent · neutral · no dealer lead-gen
See the true monthly cost of any lease.
Advertised lease payments hide thousands in upfront cash. LeaseWorth amortizes every non-refundable dollar over the term, so a “$0‑down” and a “$3,000‑down” offer finally compare on the same honest number.
Why the headline payment lies
Two offers on the same car, both 36 months:
The headline gap looks like $100/mo. The honest gap is only $16.67/mo — and Deal B commits $3,000 to the deal upfront. What happens after a theft or total loss depends on the contract and coverage. That normalization is the core of the product.
Most tools (and brokers) publish the headline payment plus a separate “due at signing,” letting multi-thousand-dollar drive-offs hide the real cost. We refuse to.
Built from the dealership floor outward
Consumer clarity without pretending dealers should work for free.
Creator and editor Michael Dube built LeaseWorth from automotive-retail experience: show the vehicle price, rate, products, fees, cash, and obligations clearly enough that a shopper can agree to a fair deal on purpose. LeaseWorth accepts no dealer payment for a verdict and sells no shopper leads.
How LeaseWorth gets to the honest number
You enter the deal terms
MSRP, selling price, money factor (or APR), residual, term, down payment, and your state’s tax mode. From a dealer quote or a forum.
We normalize it
The validated effective-cost engine derives depreciation, rent charge, APR from money factor, and amortizes all upfront cash.
You get one comparable number
A true effective monthly cost plus a color-coded lease ratio, so any two offers rank apples-to-apples.