Transparent · neutral · no dealer lead-gen
See the true monthly cost of any lease.
Advertised lease payments hide thousands in upfront cash. LeaseWorth amortizes every non-refundable dollar over the term, so a “$0‑down” and a “$3,000‑down” offer finally compare on the same honest number.
Why the headline payment lies
Two offers on the same car, both 36 months:
The headline gap looks like $100/mo. The honest gap is only $16.67/mo — and Deal B puts $3,000 at risk with no refund if the car is totaled. That conversion is the entire product.
Most tools (and brokers) publish the headline payment plus a separate “due at signing,” letting multi-thousand-dollar drive-offs hide the real cost. We refuse to.
How LeaseWorth gets to the honest number
You enter the deal terms
MSRP, selling price, money factor (or APR), residual, term, down payment, and your state’s tax mode. From a dealer quote or a forum.
We normalize it
The validated effective-cost engine derives depreciation, rent charge, APR from money factor, and amortizes all upfront cash.
You get one comparable number
A true effective monthly cost plus a color-coded lease ratio, so any two offers rank apples-to-apples.