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What is this lease really costing you?
Type in the numbers from the ad or your dealer quote. We translate every industry term and show your true monthly cost — the one that actually compares offers honestly.
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Enter your offer to see your true cost
Just the numbers on the ad will do — monthly payment, due at signing, term, mileage, and your state.
Mileage overage If you drive more than the lease allows, you pay a per-mile charge at the end. This estimates that bill based on the miles you expect to drive.
See the full breakdown
< 1.0% good · 1.0–1.2% mediocre · > 1.2% poor
What's due at signing Drive-off (due at signing) is the cash you hand over on day one — first month's payment plus fees, taxes, and any down payment.
| Total due at signing | $0 |
$0 of this is prepaid and at risk — if the car is totaled or stolen, gap insurance usually won't refund it. Rolling it into the payment instead keeps that cash protected.
Why
What to say at the dealer
A fair deal still lets the dealer earn a reasonable profit — that's how they stay in business and take care of you afterward. LeaseWorth helps you avoid overpaying, not zero out the dealer's margin.
Enter your offer to see your true cost
Just the numbers on the ad will do — monthly payment, due at signing, term, mileage, and your state.
Mileage overage If you drive more than the lease allows, you pay a per-mile charge at the end. This estimates that bill based on the miles you expect to drive.
See the full breakdown
< 1.0% good · 1.0–1.2% mediocre · > 1.2% poor
What's due at signing Drive-off (due at signing) is the cash you hand over on day one — first month's payment plus fees, taxes, and any down payment.
| Total due at signing | $0 |
$0 of this is prepaid and at risk — if the car is totaled or stolen, gap insurance usually won't refund it. Rolling it into the payment instead keeps that cash protected.
Why
What to say at the dealer
A fair deal still lets the dealer earn a reasonable profit — that's how they stay in business and take care of you afterward. LeaseWorth helps you avoid overpaying, not zero out the dealer's margin.
Add two or more offers for the same (or different) car. We rank them by true effective monthly cost — exposing how a cheaper-looking headline often shrinks to a few dollars once every upfront dollar is amortized.
| Metric |
|---|
| Headline payment |
| Due at signing The cash you hand over on day one — first payment plus fees, taxes, and any down payment. |
| True effective monthly The number that actually matters: every non-refundable upfront dollar spread across the term and added to the payment. |
| Lease ratio True monthly cost as a percent of sticker. Under 1% is strong; over 1.2% is usually overpaying. |
| Total non-refundable cost |
Estimates only — verify with the dealer and your state's tax office before signing. Refundable security deposits are excluded from the true monthly cost (they're returned at lease end). Disposition fees and mileage overage are end-of-lease and shown separately. Residual is always a percent of MSRP, not the selling price. Informational, not financial advice.